How Much Does Health Insurance Cost Without A Subsidy?


eHealth Study, Sept 2018

What does health insurance cost without a subsidy? For unsubsidized shoppers, average premiums for individual coverage were $440 a month in 2018, up from $241 in 2014.  Premiums for family plans averaged $1,168 a month, compared to $667 in 2014.   In 2018, the average annual deductible for individual plans was $4,578 and the average deductible for family plans was $8,803.  (The figures are from eHealth’s Health Insurance Price Index based on eHealth shoppers who selected individual or family health insurance plans during the 2018 open enrollment period.) Read More…