How An Obscure Regulatory Change Could Transform American Health Insurance


By Christopher Jacobs
The Federalist, Oct. 30, 2018

An obscure regulatory proposal by the Trump administration has the potential to change the way millions of Americans obtain health insurance. In the United States, unique among industrialized countries, most Americans under age 65 receive health coverage from their employers. The Trump administration’s proposed rule would, if finalized, allow employers to make a pretax contribution towards individual health insurance—that is, coverage that individuals own and select, rather than employers. This change may take time to have an impact, but it could lead to a much more portable system of health insurance—which would help to solve the pre-existing condition problem. Read More…