By Stephanie Armour
The Wall Street Journal, Nov. 29, 2018
The Trump administration on Thursday released four model waiver ideas states can use under its new-and-improved Section 1332 guidance to give them more flexibility to lower premiums and increase choices in their health insurance markets. The templates suggest ways states could use waivers to restructure ACA premium subsidies that now go to almost nine million people. As examples, states can develop a new premium subsidy structure and decide how those premium subsidies should be targeted; they can set the rules for what type of health plan is eligible for state premium subsidies to give people access to more health plan options; and states can implement risk stabilization strategies to address the costs of high risk individuals to reduce premiums in the market for everyone. Read More…