Biden’s Plan for Health is Already a Failure

By Brian Blase
The Wall Street Journal, Nov. 10, 2019

ObamaCare largely failed in its primary goal—to create a better market for individual health insurance. The ObamaCare exchanges are performing much worse than expected when they were launched in 2014.

Premiums more than doubled by 2017. As a result, the exchanges have become a high-risk pool for  lower-income people with a limited selection of plans, most of which exclude top doctors and facilities. […]

Why Millions Are Still Uninsured Despite Government Intervention

By Doug Badger and Jamie Bryan Hall
The Daily Signal, October 28th, 2019

More than 99% of Americans have access to health coverage, regardless of their income or official medical condition. The overwhelming majority of those lacking insurance could have obtained coverage but did not enroll. Policymakers need to understand the distinction between lack of coverage and lack of access to coverage. […]

Why Healthcare Spending is a Major Threat to Our Economy

By Doug Badger
Fox Business, October 29, 2019

Few factors are more critical to economic growth than health care. In every other sector of the economy, innovation gives us more for our money. Applying those same forces to health spending would put downward pressure on prices while preserving quality. […]

What You Should Know About the Uninsured

By Doug Badger and Jamie Bryan Hall
The Heritage Foundation, October 29th, 2019

More than 99 percent of Americans have access to health coverage, regardless of their income or medical condition. It’s critical that policymakers understand the distinction between lack of coverage and lack of access to coverage. The Health Care Choices Proposal represents a common sense approach to solving an uninsured problem that is poorly understood. […]

This Senate Measure Would Restrict Health Care Choices and Raise Premiums

By Doug Badger The Daily Signal, September 30, 2019 The Senate will soon vote on a resolution, pushed by Senator Mark Warner (D-Va.) and Senate Democrats, to strike down a Trump administration rule that expands states’ access to Section 1332 waivers. These waivers allow states to avoid some of Obamacare’s burdensome regulations. Supporters of the […]

Democrats to Force Vote on Trump Health Care Rule

By Jordain Carney The Hill, September 26, 2019 Senate Democrats, led by Mark Warner (Va.), are forcing a vote on a Trump administration rule that loosens Obamacare’s Section 1332 waiver restrictions. Rolling back this rule, which allows States greater flexibility in designing their healthcare systems, would harm choice, innovation and affordability for families. Click here to read […]

Health Reform Progress Beyond Repeal and Replace

By Brian Blase, Senior Fellow, Galen Institute
September 2019

From the start of 2017 through the fall of that year, Congress labored to pass legislation to replace large parts of the Affordable Care Act.  Ultimately, political obstacles proved insurmountable, and Congress was unable to enact a health reform bill. Soon after that failure, President Trump signed an executive order promoting health care choice and competition and directing the administration to issue rules expanding more affordable options, principally for middle-income families and small employers and their employees. […]

CMS Offers States Help in Establishing Reinsurance Programs

By Ashley Bateman and Ashley Herzog
The Heartland Institute, Aug. 22, 2019

CMS has rolled out new resources to help states navigate the process of obtaining waivers to create reinsurance programs, which have become an attractive option for states struggling with their Obamacare health insurance exchanges. The programs create risk mitigation programs for higher-cost individuals. This has the effect of reducing premiums and attracting healthier people back into the insurance pools.  High risk pools are an attempt to remedy a problem created by Obamacare, says Doug Badger, a senior fellow at the Galen Institute. “Healthy people did not enroll in anything like the numbers the experts had predicted, producing a pool that was disproportionately unhealthy and poor,” Badger said. His new paper, How Health Care Premiums Are Declining in States That Seek Relief from Obamacare’s Mandates, explains the successes of the program so far. […]

ObamaCare’s Medicaid Deception

By Brian Blase and Aaron Yelowitz
The Wall Street Journal, Aug. 14, 2019

Obamacare wasn’t supposed to give free health insurance to everybody. The Affordable Care Act’s authors expected the poor would enroll in Medicaid, while those with higher incomes would buy coverage through the new insurance exchanges, with subsidies that decrease as income rises. It isn’t working that way. A study published this week by the National Bureau of Economic Research shows that ObamaCare has turned out to be a giant welfare program, with millions of working- and middle-class Americans improperly receiving Medicaid—a reflection of the unpopularity of the exchange policies and incompetence of government oversight. […]

Data Shows Drop in Coverage Among People Ineligible for Obamacare Subsidies

By Peter Sullivan
The Hill, August 12, 2019

Health insurance enrollment has declined among people who do not qualify for financial help under Obamacare, new federal data show.  The data released by the Centers for Medicare and Medicaid Services on Monday show that enrollment declined by 1.2 million people, or 24%, between 2017 and 2018 among people with incomes too high to qualify for Obamacare subsidies and who therefore face the full brunt of premium cost increases. In contrast, in the same period, enrollment ticked up among those with subsidized coverage by 300,000 people. Click here to read more. […]