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Wendy’s story: Obamacare costs are unaffordable

My husband helped found a small software company in 2004. We were in the individual market for about six months that year, in between his job and when the company really got off the ground. Our premiums for a family of four (including some dental) were $371 a month. At… Read more “Wendy’s story: Obamacare costs are unaffordable”


Monique’s story: Uninsured because of Obamacare’s costs

Monique reports that she and her husband are self-employed. Before Obamacare, the couple bought catastrophic coverage, and, for their routine visits, she said they paid for their reasonably-priced doctors’ visits in cash. With the onset of Obamacare’s individual mandate, she and her husband bought the required comprehensive insurance. The premium… Read more “Monique’s story: Uninsured because of Obamacare’s costs”


Janet’s Story: High medical costs, worse coverage

Janet reports, “In 1999, I was diagnosed with Hepatitis C, which made me ineligible for insurance (denied for pre-existing conditions).  I live in Colorado, and they had a high-risk pool that covered people like me. I applied for that and was accepted. “My premiums in 2010 were $275/month with a… Read more “Janet’s Story: High medical costs, worse coverage”


Mark’s Story: Lost jobs and lost coverage

If you ask Mark what is the greatest threat to his small business, he’ll tell you it’s not competition: it’s the federal government. Mark reports that he is the owner of six Nebraska hair salons, where he employs a total of 40 people.  He likely would have expanded his business… Read more “Mark’s Story: Lost jobs and lost coverage”


Jerry’s Story: Lost doctors and higher costs

Before Obamacare, Jerry reports his family of four paid $650 a month for health insurance. They had a $1,500 deductible and a $75 emergency room copay. He describes filling prescriptions as “generally cheap.” But when Obamacare was implemented, Jerry’s policies kept being canceled—three times.  Each time, he was told that… Read more “Jerry’s Story: Lost doctors and higher costs”