Individual Health Insurance Markets Improving in States that Fully Permit Short-Term Plans


By Brian Blase

The Galen Institute, February 8, 2021

In an important new paper with original findings, Galen Senior Fellow Brian Blase demonstrates that individual health insurance markets in states can be improved by the choice and competition short-term plans provide. Critics had warned that the plans would undermine the market for ACA plans and drive up the cost of coverage by luring only healthy people to enroll. Real world experience has proven the critics wrong.

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