How Obamacare Raised Premiums

By Edmund Haislmaier and Doug Badger
The Heritage Foundation, March 5, 2018

The seismic effects of the ACA on insurance markets continue to be felt nearly eight years after its enactment. Premiums for individual coverage more than doubled between 2013 and 2017. Much of that increase resulted from Obamacare’s new regulations, especially prohibiting medical underwriting, guaranteed issue, and banning pre-ex exclusions. […]